May 13, 2019
Arguably one of the most important, and sometimes the most stressful, part of the car-buying process is financing. Finding a vehicle that you like and taking for it for a test drive and experimenting with all the new features is easy; getting the credit approval you need to finance that vehicle is not. At Mann Chevrolet Buick GMC in Delphi, we strive to simplify the credit approval process by providing you with three important things that you need to know before applying for credit approval near Lafayette.
1. Know Your Credit Score - Before you apply for credit approval, it's pivotal that you know your credit score and to understand what it means in the eyes of money lenders. The higher your credit score, the more likely you are to be approved for a credit card. Stay informed with websites like CreditKarma and check your credit score for free without having it negatively affect your score.
2. Check Your Actual Credit Report for Free - In addition to your credit score, your actual credit report can be helpful in determining whether or not you constitute as a reliable lender in the eyes of car dealerships. You can view your credit report for free using websites like Experian and report any problems or mistakes that you find to help reinforce your financial portfolio before buying a car near Monticello.
3. Make All of Your Monthly Payments on Time - Your payment history makes up a whopping 35% of your credit score and be detrimental to the credit approval process if you don't make your monthly payments on time. It's important to pay at least the minimum amount and to stay on top of your financial deadlines to avoid dealing with non-receptive loaners in the future when shopping for a car in Logansport.
Contact Us at Mann Chevrolet Buick GMC to Learn More
Get started on your journey towards your next vehicle near Frankfort and learn everything that you need to know before applying for credit approval from our professional staff team at Mann Chevrolet Buick GMC in Delphi, IN. We look forward to speaking with you!
Arguably one of the most important, and sometimes the most stressful, part of the car-buying process is financing. Finding a vehicle that you like and taking for it for a test drive and experimenting with all the new features is easy; getting the credit approval you need to finance that vehicle is not. At Mann Chevrolet Buick GMC in Delphi, we strive to simplify the credit approval process by providing you with three important things that you need to know before applying for credit approval near Lafayette.
1. Know Your Credit Score - Before you apply for credit approval, it's pivotal that you know your credit score and to understand what it means in the eyes of money lenders. The higher your credit score, the more likely you are to be approved for a credit card. Stay informed with websites like CreditKarma and check your credit score for free without having it negatively affect your score.
2. Check Your Actual Credit Report for Free - In addition to your credit score, your actual credit report can be helpful in determining whether or not you constitute as a reliable lender in the eyes of car dealerships. You can view your credit report for free using websites like Experian and report any problems or mistakes that you find to help reinforce your financial portfolio before buying a car near Monticello.
3. Make All of Your Monthly Payments on Time - Your payment history makes up a whopping 35% of your credit score and be detrimental to the credit approval process if you don't make your monthly payments on time. It's important to pay at least the minimum amount and to stay on top of your financial deadlines to avoid dealing with non-receptive loaners in the future when shopping for a car in Logansport.
Contact Us at Mann Chevrolet Buick GMC to Learn More
Get started on your journey towards your next vehicle near Frankfort and learn everything that you need to know before applying for credit approval from our professional staff team at Mann Chevrolet Buick GMC in Delphi, IN. We look forward to speaking with you!